Effective Date: 8/1/2026

Nova College Aid

These Terms of Service (“Terms”) govern your access to and use of the website, products, and services (collectively, the “Services”) provided by Nova College Aid (“we,” “us,” or “our”).

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Services.

1. Description of Services

Nova College Aid provides [brief description of your services – e.g., digital marketing services, consulting, software platform, website content, etc.]. We reserve the right to modify, suspend, or discontinue any part of the Services at any time, with or without notice.

2. Eligibility

You must be at least 18 years of age (or the age of legal majority in your jurisdiction) to use our Services. By using the Services, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.

3. User Accounts

If you create an account with us, you are responsible for:

• Maintaining the confidentiality of your account credentials

• All activities that occur under your account

• Providing accurate and complete information

You agree to notify us immediately of any unauthorized use of your account. We are not liable for any loss or damage arising from your failure to protect your account credentials.

4. Acceptable Use

You agree not to use the Services to:

• Violate any applicable law, regulation, or third-party rights

• Transmit any harmful, offensive, defamatory, or illegal content

• Attempt to gain unauthorized access to our systems or other users’ accounts

• Interfere with or disrupt the integrity or performance of the Services

• Use the Services for any fraudulent or deceptive purpose

• Scrape, harvest, or collect data from the Services without our prior written consent

5. Intellectual Property

All content, trademarks, logos, software, and other materials available through the Services are owned by or licensed to Nova College Aid and are protected by intellectual property laws. You may not copy, modify, distribute, sell, or create derivative works from any of our content without our prior written permission.

You retain ownership of any content you submit to us. By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display that content as needed to provide and improve the Services.

6. Payments and Fees

If you purchase any paid Services, you agree to pay all applicable fees as described at the time of purchase. Fees are non-refundable except as required by law or as expressly stated by us. We may change our pricing with reasonable notice. Failure to pay may result in suspension or termination of access to the Services.

7. Third-Party Links and Services

Our Services may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party sites. Your use of third-party services is at your own risk.

8. Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, [COMPANY NAME] AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR USE OF OR INABILITY TO USE THE SERVICES; (B) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS; OR (C) ANY OTHER MATTER RELATING TO THE SERVICES.

Our total liability for any claim arising out of or relating to these Terms or the Services shall not exceed the amount you paid us (if any) in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Nova College Aid and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your violation of any third-party rights.

11. Termination

We may suspend or terminate your access to the Services at any time, with or without cause or notice, including if we believe you have violated these Terms. Upon termination, your right to use the Services will immediately cease. Provisions that by their nature should survive termination (including ownership, warranty disclaimers, indemnity, and limitations of liability) will survive.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in San Diego, California, and you consent to personal jurisdiction in those courts.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by posting the updated Terms on our website and updating the “Effective Date” above. Your continued use of the Services after any changes constitutes acceptance of the revised Terms.

14. Miscellaneous

Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and Nova College Aid regarding the Services.

Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

Waiver: Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

15. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Nova College Aid

16935 W Bernardo Drive, Suite 170, San Diego, CA 92127

Phone: (858) 766-4471 Email: [email protected]